Page 2 - Benefits Extended
P. 2
HR Manual 2019_ Ver-005 Chapter – 7 BENEFITS EXTENDED TO THE EMPLOYEES
7.4 Disbursement of Salary
Salary of each Employee will be directly deposited in the Employee’s SB account in the designated
bank. Income Tax, if any, will be deducted from the salary and remitted to the government.
7.5 Employee Welfare Schemes
7.5.1 Employees Provident Fund (EPF)
All Employees on permanent establishment will be enrolled under EPF scheme and their
contribution as fixed by the government will be deducted from their pay. Management will make a
matching contribution applicable as per EPF Act.
7.5.2 Employees State Insurance (ESI)
All Employees on permanent establishment who are earning Rs.21000/- and below per
month will be enrolled under ESI scheme and their contribution (.75%) as fixed by the government
will be deducted from their pay. Management will make a contribution (3.25%) applicable as per
ESI Act.
7.5.3 Medical Insurance
Any Employee from his Date of Joining is eligible for Medical Insurance.
The scheme covers Employee + 4 Dependents. The Dependents shall be as follows:
Spouse
Children
Parents
Siblings (under 25 years of age)
The Employee shall opt and choose the combination of Dependents as per his own accord,
but not exceeding the limit of 4 Dependents. Medical expenses up to two lakh are covered
by the Employer. Additional Coverage of up to Rs. 5 Lakhs is optional where the premium
for the additional coverage should be borne by the Employee himself.
7.5.4 Gratuity
An Employee who has completed five years of qualifying service is eligible to get service
Gratuity at the time of relieving/ retirement/ death or disablement due to accident or disease. The
grant of Gratuity will be @ 50% of monthly salary (less HRA) for every completed year of service.
The formula to calculate gratuity is (Number of years of service) * (Last drawn Gross Salary less
HRA) /26*15 subject to Rs.20,00,000/- as the highest pay.
50